When you reach retirement age, your pension fund is converted into an Annuity that will provide you with a regular income for the rest of your life. Many people don’t realise you can choose which company you place your annuity with rather than just accept the offer from your pension company. This is called the Open Market Option (OMO). The OMO means that you are now entitled to shop around to ensure you get the best rate. It is vitally important to select the best annuity, as you can’t change provider once your annuity is set up. Making the right choice can mean a difference in income of up to 30% for the rest of your life. The Mirror has commissioned leading retirement specialists Origen to offer FREE information and independent advice to Mirror readers. Complete the online quote form and Origen will give you an indication of how much retirement income you could expect as a result of shopping around. You can also download the forms to complete and send back. If you need more help, complete the Enquiry Form and an Origen specialist advisor will call you back. Completing the details as fully as possible will help Origen to prepare you a FREE Personal Income Retirement Report that will help you make the best choice for your circumstances and allow you to maximise your retirement income. Please ensure that you read Origen's KeyFacts about our service and Terms of Business before proceeding.